At Biker Loans, we believe that the liberty of two wheels must never be beyond your means. Whether you are a commuter looking for a low cost solution and a new buyer looking for convenience, our scooter finance programs are intended to get you onto the road faster and smarter.
We have built Biker Loans with the belief that buying a scooter should be as simple, straightforward and affordable as possible. That is why our finance options have been designed to match the lifestyle needs and budget of every individual customer – no hidden fees, no convoluted legal jargon, just a process that is made for you. Biker Loans allows you to enjoy today, and pay for it later – with low deposits and realistic monthly payments. Whether you are looking for an electric scooter, or a fuel efficient scooter, we have a scooter finance option for you!
Finance on Your Terms, Not Ours
Every rider is different. If youre self-employed, a student, or have experienced credit difficulties in the past, we dont think your mobility should be restricted. Our scooter finance arrangements are adaptable and non-discriminatory, with choices available to anyone, regardless of credit history—even if youve been rejected elsewhere.
Purchase your scooter through a dealer you may know, we can introduce you to trustworthy sellers around the UK. Once you have chosen your vehicle, the expert team puts together a package to fit your circumstances, preferably instant decisioning and approval in a matter of minutes.
At Biker Loans, were not a bank—were scooter enthusiasts who want to get you on the road.
Heres how were different:
- Specialist Scooter Financing: We concentrate exclusively on two-wheeler finance, so each and every one of our loans is specifically designed for riders.
- Low Deposit Options: In most instances, you can use your scooter as security with minimal or no deposit.
- All Credit Scores Welcome: Perfect to bad credit, our finance options are human-first.
- Quick Application Process: Apply online in minutes and receive a decision the same day.
- Nationwide Coverage: Wherever you are in the UK, well help.
How Scooter Finance Works
Its simple to get started. Just complete our speedy online form, and well take you through every step.
Take the Smarter Road Today
If youre willing to trade busy trains or buses for empty roads and freedom, its time to look at scooter finance with Biker Loans. We balance enthusiasm with expertise to ensure you own your vehicle on your terms.
Apply now and discover why thousands in the UK have faith in Biker Loans to get them on two wheels with convenience, speed, and affordability.
Frequently Asked Questions
1. What are the eligibility criteria for scooter finance?
Biker Loans offers scooter finance for individuals aged 21 and over (18+ for unsecured loans).
2. Do I need a deposit for scooter finance?
For secured finance (dealer purchases), a ~5% deposit is typical. However, unsecured loans may require no deposit.
3. How much can I borrow and for how long?
Secured dealer finance: £1,500–£15,000 over 24, 36 or 48 months. Unsecured loans: From £250 up to £25,000 over 12, 24, 36, or 48 months.
4. Can I finance a scooter purchased privately?
Yes—if you’re buying privately, you can use an unsecured loan to cover the cost, plus extras like accessories or licensing
