Terms & Conditions

In considering your application Bikerloans (Ingram Finance) will search your record at a credit reference agency/ies. They will add to your record details of the search and your application. This may be seen by other organisations carrying out later searches. Ingram inance or its 3rd party organisations will use a credit score or other automated decision making system when assessing your application. It is important that you give us accurate information.

Ingram Finance and its 3rd party organisations may use and search these records to:

  • help make decisions about credit and credit related services, for you and members of your household;
  • help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and members of your household;
  • trace debtors, recover debt, prevent fraud, and to manage your accounts or insurance policies;
  • check your identity to prevent money laundering, unless you furnish us with other satisfactory proof of identity. The credit reference agency/ies and the fraud prevention agency/ies will also use the records for statistical analysis about credit, insurance and fraud.

Please contact Ingram Finance if you wish to have details of those credit reference and fraud prevention agencies from whom Ingram Finance obtain information and with whom we record information about you. You have a legal right to these details.

You have a right, on payment of a fee, to receive a copy of the information we hold about you if you apply to us in writing

I confirm I have read the Data Protection statement to the applicant(s) and confirm that authority is given to Ingram Finance and its 3rd party organisations to carry out a credit check(s) in furtherance of this application.

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